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Embark on your journey to homeownership with our step-by-step guidance, ensuring a smooth transition from application to holding the keys to your new home.

From Home-Hunting to Getting the Keys

Navigating the loan process can feel like a journey, but you’re not alone. We’re here with you every step of the way. When those keys are finally in your hand, we’ll be right there celebrating with you.

1. Preparation for Homeownership

Begin by evaluating your financial situation and understanding your budget. Our team is here to guide you through the process.

2. Consultation with Lenders

Consult with our experienced Loan Officers. They will provide you with the best options tailored to your needs.

3. Gathering Necessary Documents

To facilitate a smooth application process, gather required documents such as income verification and asset statements.

4. Application Submission

Submit your application, either online or in person, with our user-friendly process designed to put you in control.

5. Expert Review and Verification

Our chosen meticulous underwriters and appraisers conduct a thorough assessment to ensure you receive the most favorable terms.

6. Conditional Approval

Receive a conditional approval promptly, accompanied by clear guidance on any remaining steps needed to secure your dream home.

7. Final Approval

Celebrate as you receive final approval, bringing you one step closer to homeownership.

8. Closing Disclosure

Review our easy-to-understand Closing Disclosure, providing you with all the details you need for a seamless closing process.

9. Closing Day

Sign the necessary documents and receive the keys to your new home, marking the official start of your homeownership journey.

10. Funds Disbursement

Trust in our team to handle the disbursement of funds efficiently, ensuring your homeownership dreams become a reality.

11. Recording of Ownership

Our expert team takes care of all legalities, ensuring a smooth transition into your new neighborhood.

12. Welcome Home!

Move in and start creating wonderful memories in your new abode, thanks to our hassle-free loan process.