Start your path to homeownership confidently with Sakata Mortgage at your side. Our thorough checklist provides all you need for a seamless and successful loan application
Efficient Loan Application: Your Essential Checklist
With Sakata Mortgage, navigating the loan application process is a seamless experience. Our concise checklist ensures you have all the essentials ready, streamlining your application with confidence and efficiency.
Identification Documents:
Income Documentation:
- Valid Driver's License
- Social Security Card
- US Passport or Green Card (both sides) or Visa
- Most current paystubs showing YTD (recent 30 day paystubs x2)
- Most Recent 2 years of W2's or 1099's
- Most recent 2 years of filed personal tax returns, include all schedules
- Most Recent 2 years of filed company tax returns, include all schedules
Asset Documentation:
- Most recent 2 months of bank statements (with all pages: personal bank account)
- For business owners: most recent 3 months of business bank statements
For Refinance:
- Most Recent Mortgage Statement for all mortgages on the property
- Declarations Page for Homeowner's Insurance and/or Flood Insurance
- Property Survey
- Homeowner's Association (HOA) Contact Information
For each additional property you currently own:
- Most Recent Mortgage Statement for all mortgages on the property
- Declarations Page for Homeowner's Insurance and/or Flood Insurance
- Most Recent Property Tax Bill
- Most Recent Homeowner's Association (HOA) Bill
At Sakata Mortgage, we're not just lenders; we're your dedicated partners in achieving your dream of homeownership. Trust us to stand by you at every step of your mortgage journey.
At Sakata Mortgage, our Dedicated Loan Concierge provides exceptional service, acting as your personal expert in mortgages. From answering questions to assisting with paperwork, they ensure a smooth and stress-free experience.
At Sakata Mortgage, we understand that every homeowner's financial situation is unique. That's why we provide a range of flexible rates, allowing you to choose the option that best aligns with your evolving needs and preferences.
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Start Your Homeownership Journey: Apply Today
Ready to take a step closer to your dream home? With Sakata Mortgage, our straightforward application process ensures a hassle-free start to your homeownership journey, whether you’re a first-time buyer or looking to refinance.
